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Fifteen-plus years of BC mortgage experience, distilled into practical writing on buying, renewing, refinancing, and building wealth through real estate.

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Six Things to Do Before Your Lender Sends the Renewal Papers post image
By Erin Fraser
Jul 9, 2026

Six Things to Do Before Your Lender Sends the Renewal Papers

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CMHC's 3.5 Million Homes Are Extra, and That Changes the Shortage Math post image
By Erin Fraser
Oct 18, 2026

CMHC's 3.5 Million Homes Are Extra, and That Changes the Shortage Math

Shared Roofs, Longer Stays: How Affordability Is Rewriting Canada's First Home Plans post image
By Erin Fraser
Oct 17, 2026

Shared Roofs, Longer Stays: How Affordability Is Rewriting Canada's First Home Plans

Taxing B.C.'s Top Earners Harder Will Leave the Whole Province Poorer post image
By Erin Fraser
Oct 15, 2026

Taxing B.C.'s Top Earners Harder Will Leave the Whole Province Poorer

Five Market Warning Signs to Watch Before Trouble Hits, Starting With Credit Default Swaps post image
By Erin Fraser
Oct 14, 2026

Five Market Warning Signs to Watch Before Trouble Hits, Starting With Credit Default Swaps

Housing Targets Mean Little Without the Trades Workers to Build Them post image
By Erin Fraser
Oct 8, 2026

Housing Targets Mean Little Without the Trades Workers to Build Them

200 Basis Points or 2%: What OSFI's Qualifying Rate Update Means for You post image
By Erin Fraser
Oct 7, 2026

200 Basis Points or 2%: What OSFI's Qualifying Rate Update Means for You

Canada's U.S. Export Dependency Dropped 3.7 Points Since Your Last Tariff Risk Check post image
By Erin Fraser
Oct 4, 2026

Canada's U.S. Export Dependency Dropped 3.7 Points Since Your Last Tariff Risk Check

Capital Power's Tariff Shield Holds, But Rate Assumptions Have Shifted: A Portfolio Reality Check for 2026 post image
By Erin Fraser
Oct 1, 2026

Capital Power's Tariff Shield Holds, But Rate Assumptions Have Shifted: A Portfolio Reality Check for 2026

Small Business Deduction Passive Income Threshold Drops to $50,000 in Most Provinces: What Cross-Border Earners Need to Recalculate Now post image
By Erin Fraser
Oct 1, 2026

Small Business Deduction Passive Income Threshold Drops to $50,000 in Most Provinces: What Cross-Border Earners Need to Recalculate Now

Your Emergency Fund Tax Rate Hasn't Changed, But Your Strategy Should Have post image
By Erin Fraser
Sep 30, 2026

Your Emergency Fund Tax Rate Hasn't Changed, But Your Strategy Should Have

Why Child Support Payments Block the Eligible Dependant Credit in Canada post image
By Erin Fraser
Sep 28, 2026

Why Child Support Payments Block the Eligible Dependant Credit in Canada

60% of Canadian Mortgages Renew by 2026: What the Numbers Actually Mean for Your Payment post image
By Erin Fraser
Sep 27, 2026

60% of Canadian Mortgages Renew by 2026: What the Numbers Actually Mean for Your Payment

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Erin Fraser Mortgages icon

Mortgage strategies for Okanagan homebuyers, homeowners, and real-estate wealth-builders.

Featured Posts

Six Things to Do Before Your Lender Sends the Renewal Papers post image
By Erin Fraser
Jul 9, 2026

Six Things to Do Before Your Lender Sends the Renewal Papers

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Subscribe to New Posts Fifteen-plus years of BC mortgage experience, distilled into practical writing on buying, renewing, refinancing, and building wealth through real estate. Subscribe (Free)
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Fifteen-plus years of BC mortgage experience, distilled into practical writing on buying, renewing, refinancing, and building wealth through real estate.

Subscribe (Free)
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Mortgage strategies for Okanagan homebuyers, homeowners, and real-estate wealth-builders.

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